BizDealIQ
Paste a listing → instant verdict

Know which deals are worth your time — in seconds.

Paste any business-for-sale listing and get an instant verdict: fair price or overpriced, the offer to make, the financing math, and a ready-to-send LOI. Then line up every deal you've screened side by side.

Paste a listing Try the free calculators

First analysis is free. No login required.

Valuations grounded in real comp ranges across 19+ industries

Anchored to curated SDE comp ranges, not a number made up on the spot.

Exact financing math — DSCR, cash-on-cash, payback

Computed from the real formulas, deterministically — not LLM guesses.

Every analysis comes with a ready-to-send LOI, diligence list & outreach email

The documents that move a deal forward — yours to copy or download.

Buying a business shouldn't feel like a guess

Listings quote “cash flow” and a price, and leave you to wonder: Is this fair? What multiple should I pay? Could I structure an offer I can actually afford? Most buyers either overpay or walk away from good deals because they can't tell the difference.

The SOWS framework

Popularized by Codie Sanchez, SOWS scores how good an acquisition target is. Counter-intuitively, a higher score is better — the more stale, old, weak, and simple a business is, the more upside you can unlock. BizDealIQ scores every deal on all four.

S

Stale

Outdated marketing and operations — easy upside to capture.

O

Old

A long-tenured, motivated seller open to financing the deal.

W

Weak

Under-optimized systems and pricing you can quickly improve.

S

Simple

A business model simple enough to actually run and grow.

What the analyzer gives you

Valuation & multiple check

A defensible low/typical/high value range and a verdict on whether the asking multiple is fair for the industry.

Seller-financed offer

A complete offer structure: price, down payment, seller-note split, term, and estimated monthly payment.

Diligence checklists

Red flags to watch, due-diligence items to verify, and the exact questions to ask the seller.

Walk away with documents, not just a verdict

Every analysis generates the three documents that actually move a deal forward — ready to copy or download.

Letter of Intent (LOI) draft

A ready-to-send LOI built from your offer structure — price, down payment, seller note, and terms.

Due-diligence request list

The exact documents and records to request from the seller, so you don't miss what matters.

Seller outreach email

A warm, credible first email to the seller or broker that gets you to the conversation.

Compare every deal you screen in one board

Each analysis is saved to your pipeline, so you can line up every deal you've screened side by side on price, multiple, and SOWS score — and pursue only the few worth your time.

See the pipeline

How this is different from pasting it into ChatGPT

A general chatbot will happily analyze a listing — but it makes up the numbers, scores every deal differently, and forgets it tomorrow. BizDealIQ moves the hard parts into real data and code.

Invents a valuation from memory — the multiple can change every time you ask.
Valuations grounded in curated comp ranges (industry SDE multiples), applied to your SDE in code — not hallucinated.
Approximates the monthly payment, often getting the amortization wrong.
Exact seller-note amortization math, computed deterministically — the same inputs always give the same payment.
Scores each deal on a different, invisible scale you can't compare.
Consistent SOWS scoring across every deal, with the total recomputed in code so shortlists are comparable.
Gives you prose you still have to turn into real documents.
One-click LOI, due-diligence request checklist, and seller outreach email — copy or download instantly.
Forgets the conversation — no way to line up deals against each other.
A saved deal pipeline that lists your analyses side by side on price, multiple, and score.

We still use a top model for the judgment calls — but valuation, financing math, and scoring are computed in code so they're consistent and defensible, not improvised.

Free calculators

The core math, free forever — no account needed.

Business Valuation

SDE × industry multiple → a low / typical / high value range.

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Seller Financing

Monthly payment, total interest, and a full amortization schedule.

Open

SBA 7(a) Loan

Estimate payment and total interest on an acquisition loan.

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Pay only for analyses

Calculators are free. Buy report credits when you want the full AI analysis — starting at $9 for 3 reports.

$9 / 3 reports
$19 / 10 reports
$39 / 25 reports
See pricing

Get the free Buyer's Due-Diligence Checklist

A line-by-line list of the financials to request, the customer-concentration and seller-financing red flags to watch, and the valuation sanity checks to run — before you make an offer.

Free, no spam. We'll occasionally share new buyer's tools — unsubscribe anytime.

Frequently asked questions

Run your next deal through BizDealIQ

Stop guessing. Get a structured, buyer-side verdict and a financeable offer in seconds.

Educational tool — not financial advice.
Analyze a deal